🌅 Life After Bankruptcy – Las Vegas, NV

🔹 If your financial struggles have made it impossible to keep up with your bills in Clark County, Las Vegas, Henderson, or anywhere in southern Nevada, consider consulting with Attorney Dorothy Bunce at A Fresh Start Law. Attorney Dorothy has guided Nevadans through Chapter 7 and Chapter 13 bankruptcy since 1979. With over 35 years of experience and thousands of debt cases resolved, Dorothy understands that Bankruptcy isn’t just about eliminating debt — it’s about protecting your assets, stopping harassment, and giving you a chance to rebuild your future with confidence.

✨ You Deserve a Fresh Start!

At A Fresh Start Law, we’ve helped hundreds of people in Nevada eliminate overwhelming debt while protecting what matters most. If you’re worried about what comes after Bankruptcy, you’re not alone — and we’re here to guide you forward.

📞 Call us today at (702) 551-3256 for your free consultation or request a same-day callback.

🌟 What Will Life Look Like After Bankruptcy?

One of the biggest fears people have is: “What will my life be like after bankruptcy?”

You may have heard the horror stories — that you’ll never get credit again, never be able to rent or buy a home, or never qualify for certain jobs.

The truth is much more positive. Bankruptcy can give you:

😌 Peace of mind – no more lawsuits, garnishments, or harassing phone calls.

💳A chance to rebuild credit – many clients start receiving new credit offers within months.

📱Access to essentials – like renting a home, getting a cell phone, or securing utilities.

⚖️Legal protection – creditors can no longer chase you for discharged debts.

Bankruptcy doesn’t mark the end of your financial future — it’s the beginning of a new chapter.

⚖️ Legal Protections After Bankruptcy.

Did you know the law prohibits discrimination against people who file for Bankruptcy?

• 🏛️ Employment: Employers cannot fire you solely for filing Bankruptcy. In fact, some professionals (including doctors, lawyers, and even military officers with security clearances) are encouraged to file Bankruptcy to protect their careers.
• 🏠 Housing: Landlords cannot deny you housing simply because you filed for Bankruptcy.
• 💡 Utilities & Services: You cannot be denied basic services like electricity, water, or phone service due to filing for Bankruptcy.

Far from being a scarlet letter, Bankruptcy is often viewed as a responsible step toward regaining control.

💳 Rebuilding Your Credit After Bankruptcy.

Bankruptcy stays on your credit report for up to 10 years, but this doesn’t mean you’ll have “bad credit” for that long. Many people begin rebuilding their credit immediately. Some ways they can do this include:

📈 Obtaining a secured credit card or small credit-builder loan.

💰 Make all new payments on time.

💳 Being added as an “authorized user” on a friend or relative’s credit card, even if you never have possession of the card or ever use it.

📊 Monitor your credit report to track improvements

With the right steps, many of our clients see their credit scores improve within 6 to 18 months.

🌱 A Fresh Start for Your Future

At A Fresh Start Law, solving debt problems is our only business. Attorney Dorothy Bunce has over 35 years of experience helping people not only file Bankruptcy but also rebuild their financial lives afterward.

We provide:

• 🧾 Honest answers about life after Bankruptcy.
• 💡 Credit rebuilding education and tips.
• 🤝 Compassionate guidance tailored to your goals.

✨ Bankruptcy is not the end — it’s a new beginning. You deserve the relief, dignity, and opportunity to move forward with confidence.

📞 Call (702) 551-3256 today or request a same-day callback to speak with Attorney Dorothy Bunce about life after Bankruptcy. The consultation is always free.

🤔 Life After Bankruptcy – Frequently Asked Questions

🏠 How soon can I buy a home after Bankruptcy?

It depends on the type of loan. Many people qualify for an FHA mortgage in as little as 2–3 years after filing for Chapter 7 bankruptcy, and sometimes even sooner with Chapter 13 bankruptcy. At least one local Credit Union offers mortgage loans within a year after a Bankruptcy filing. The key is rebuilding your credit and showing a stable income.

💳 Will I ever get a credit card again?

Yes! In fact, many clients receive new credit offers within months of filing. Starting with a secured credit card or small loan is often the first step. Use it wisely, pay on time, and your credit score will grow.

👔 Will Bankruptcy affect my job?

No. By law, employers cannot fire you just because you filed Bankruptcy. In fact, for people with security clearances (including military officers), filing Bankruptcy can be seen as the responsible way to handle debt.

📈 How long will Bankruptcy stay on my credit report?

Up to 10 years — but this doesn’t mean your credit will be ruined for that long. Many people start seeing improvements within 12 to 18 months if they follow smart rebuilding steps.

📱 Can I still rent or get a cell phone after Bankruptcy?

Yes. While landlords and phone companies may check your credit, most will work with you, especially if you show proof of income and explain that your debts were legally resolved. Due to the eviction moratorium during the COVID lockdown, many property managers were severely impacted by nonpaying tenants. As a result, their criteria for accepting new tenants became more restrictive. To address this issue, you may need to consider renting a property that isn’t professionally managed or pay a higher security deposit.

🌟 Is life really better after Bankruptcy?

For most people — absolutely. The relief of no longer being buried under lawsuits, garnishments, and collection calls far outweighs the temporary credit challenges. Bankruptcy is about starting over with dignity.

✨ Still worried about your future? Attorney Dorothy Bunce will walk you through what life after Bankruptcy really looks like, and help you create a plan to rebuild with confidence.

📞 Take the First Step Toward a Fresh Start

At A Fresh Start Law, solving debt problems isn’t just part of what we do — it’s our only business. Attorney Dorothy Bunce has over 35 years of experience helping Nevadans like you escape overwhelming debt and rebuild their lives with dignity.

✨ Whether your challenge is credit cards, medical bills, business debts, judgments, foreclosure, or even tax problems, there is a solution. And you don’t have to figure it out alone.

✅ Why Choose A Fresh Start Law?

• 👩‍⚖️ Experienced Las Vegas bankruptcy & debt attorney since 1979
• 💬 Answered more than 30,000 debt questions online — proving Dorothy’s dedication to clear, helpful advice.
• 🤝 Compassionate, judgment-free guidance tailored to your unique situation.
• 🌟 Same-day callbacks and free initial consultation.

📲 Ready for Relief?

📞 Call us today at (702) 551-3256.

💬 Or request a same-day callback from our team.

🗓️ Schedule a free, confidential consultation with Attorney Dorothy Bunce.

✨ You Deserve a Fresh Start — Let’s make it happen together.