🧾 IRS and Other Tax Debt – Clark County, Las Vegas, Henderson, or anywhere in southern Nevada.
✨ You Deserve a Fresh Start!
At A Fresh Start Law, we’ve helped hundreds of Nevadans protect what matters most while finding relief from overwhelming debts — including debts to the IRS and other taxing authorities.
📞 Call us today at (702) 551-3256 for your free consultation or request a same-day callback.
🔹 Taxes & Other Special Debts.
Owing the IRS, the State of Nevada, or taxes for any other state can feel overwhelming. These creditors have powerful tools, but you still have rights — and options. At A Fresh Start Law, attorney Dorothy Bunce has more than three decades of experience protecting Nevadans from foreclosure sales, tax liens, and uninsured accident debts. Whether through Chapter 13 repayment plans, Chapter 7 discharge, or strategic debt negotiation, Dorothy can help you protect what matters most and find a genuine path to relief.
😟 Why Tax Debt Feels Overwhelming.
Owing taxes can be terrifying. Many people feel powerless against the IRS or state agencies.
⚠️ Why? Because:
- The IRS and state governments have special collection powers that other creditors don’t enjoy.
- They can garnish wages, seize bank accounts, and place liens on property without the need for a court appearance.
- They have access to law-enforcement level investigation tools to track down where you live, where you work, how much you earn, and what you own.
- Settlement programs, such as “Offer in Compromise,” are complicated, costly, and rarely approved without professional assistance.
But here’s the good news: there are real strategies to reduce, manage, or even eliminate tax debt.
⚖️ Types of Tax Debt That A Fresh Start Law Handles.
At A Fresh Start Law, we look at the specifics of your tax problem. Each situation is different, and the details matter.
📑 Personal Income Taxes (IRS or State).
- Did you file the return? If so, when did you file it?
- Did the return need to be corrected or amended? If so, did you make that correction? When?
- How did the debt arise (audit, under-withholding, retirement withdrawal, something else)?
- Was the tax owed more than 3 years ago? Did the tax authorities issue an assessment of the tax, which is an internal department action, more than 240 days earlier? (This matters for bankruptcy eligibility.)
🏠 Real Estate (Property) Taxes.
- Is the county threatening foreclosure?
- Has a foreclosure sale been scheduled?
💼 Business Taxes (Sales & “Trust Fund” Taxes).
- Is the business still operating?
- What type of entity was it (LLC, corporation, sole proprietor)?
- Was the tax debt caused by an audit or failure to file?
👉 “Trust fund” taxes (like payroll withholding) are especially dangerous, because the government can hold individual owners personally liable.
💡 Options for Managing Tax Debt.
Every case is unique, but common strategies include:
- ⚖️ Bankruptcy – Some income taxes can be discharged if they are old enough and meet strict rules.
- 💬 Debt settlement or repayment plans – Negotiate directly with the IRS or state for manageable terms.
- 🛡️ Stopping garnishments and levies – Bankruptcy immediately halts IRS or state collection actions.
- ⏳ Chapter 13 repayment – Pay back taxes over 3–5 years under Court protection, often with reduced interest and penalties.
🌟 Why Work with A Fresh Start Law?
👩⚖️ Attorney Dorothy Bunce has over 35 years of experience handling complicated tax-related debt cases in Nevada.
💬 She understands the technical rules that determine whether taxes can be discharged in bankruptcy.
🤝 She’ll work directly with you — and when needed, with tax professionals — to create a strategy tailored to your circumstances.
✨ You don’t have to face the IRS or state tax authorities alone. There are solutions to even the most frightening tax problems.
📞 Call us today at (702) 551-3256 for your free consultation or request a same-day callback with Attorney Dorothy Bunce.
🤔 IRS & Tax Debt – Frequently Asked Questions
⚖️ Can bankruptcy erase IRS debt?
Sometimes, yes. Older income tax debts can be discharged in bankruptcy if they meet specific rules:
- The return was filed on time (or at least 2 years ago),
- The debt is at least 3 years old.
- The IRS did not record a tax lien.
- The IRS assessed the debt at least 240 days ago. An assessment is an internal procedure in which the IRS records the tax debt. This process is not identical to a tax lien, and often occurs on a random basis.
Dorothy will carefully review your tax history to see if your debt qualifies.
🧾 What if I haven’t filed my tax returns yet?
You should file your tax returns as soon as possible. Even if you owe money, sending in the return is essential and provides you with important protections. Bankruptcy can only address tax debts when the return satisfies the filing criteria.
🏠 Can the IRS or county take my house?
Yes — the IRS, state tax authorities, and even county governments can foreclose on your real estate for any unpaid tax debt. But filing bankruptcy can often stop the foreclosure and give you time to repay or even eliminate these taxes.
💼 What about business or payroll (“trust fund”) taxes?
Trust fund taxes are severe because the government can hold individual owners personally liable for the taxes they owe. Bankruptcy won’t erase this type of debt, but Chapter 13 may allow you to repay it over time under Court protection.
📉 Can tax debt hurt my credit?
Tax debts themselves may not always appear on your credit report, but the liens and judgments that follow them will — and they can make it harder to qualify for loans, buy a home, or even rent an apartment.
⏳ Do IRS payment plans really help?
Sometimes, but not always. IRS “Offer in Compromise” or installment agreements can be complicated, time-consuming, and challenging to qualify for. Many people find that bankruptcy or a negotiated settlement offers faster and more reliable relief. A little-known requirement of an “Offer in Compromise” is that applying for this program requires a substantial, nonrefundable cash deposit.
✨ Still worried about tax debt? Attorney Dorothy Bunce has decades of experience helping Nevadans eliminate or manage IRS, state, and property tax debts.
📞 Take the First Step Toward a Fresh Start
At A Fresh Start Law, solving debt problems isn’t just part of what we do — it’s our only business. Attorney Dorothy Bunce has over 35 years of experience helping Nevadans like you escape overwhelming debt and rebuild their lives with dignity.
✨ Whether your challenge is credit cards, medical bills, business debts, judgments, foreclosure, or even tax problems — there is a solution. And you don’t have to figure it out alone.
✅ Why Choose A Fresh Start Law?
- 👩⚖️ Experienced Las Vegas bankruptcy & debt attorney since 1979.
- 💬 Answered more than 30,000 debt questions online — proving Dorothy’s dedication to clear, helpful advice.
- 🤝 Compassionate, judgment-free guidance tailored to your unique situation
- 🌟 Same-day callbacks and free initial consultations.
📲 Ready for Relief?
📞 Call us today at (702) 551-3256.
💬 Or request a same-day callback from our team.
🗓️ Schedule a free, confidential consultation with Attorney Dorothy Bunce.
✨ You Deserve a Fresh Start — Let’s make it happen together.