⚖️ Court Judgments & Lawsuits in Clark County, Las Vegas, Henderson, or anywhere in southern Nevada

🔹 If you’re overwhelmed by one or more lawsuits or court judgments and live in Clark County, Las Vegas, Henderson, or anywhere in southern Nevada, you don’t have to face creditors alone. At A Fresh Start Law, attorney Dorothy Bunce has spent decades helping people negotiate with creditors, reduce balances, and stop aggressive collection actions. From debt settlement to bankruptcy relief, Dorothy and her team offer clear, compassionate solutions that enable you to regain control and move forward.

✨ You Deserve a Fresh Start!

At A Fresh Start Law, we’ve helped hundreds of Nevadans stop creditors from using court judgments to take their paychecks, bank accounts, and property.

📞 Call us today at (702) 551-3256 for your free consultation or request a same-day callback.

😟 What Is a Court Judgment?

A court judgment happens when a creditor sues you and wins. At that point, the debt isn’t just a bill anymore — it’s a legal order. With that order, creditors get powerful legal tools to collect from you.

🧠 Common Reactions to a Judgment

Many people are shocked when they find out a judgment has been entered against them:

• ❓ “I never knew about the lawsuit!”
• ❓ “It’s from a collection company. Can they really sue me?”
• ❓ “I don’t think I even owe this debt!”
• ❓ “Defending myself wouldn’t have helped.”

Unfortunately, once a judgment is entered, it’s challenging, costly, and often impossible to undo the Court Order. But — that doesn’t mean you’re out of options.

🚨 What Creditors Can Do With a Judgment.

Lawyers often call a judgment a “fishing license.” It gives creditors the legal right to go after your assets in many ways:

💼 Wage Garnishment.

Creditors can take up to 25% of your paycheck — and your employer has no choice but to comply. Garnishments can be renewed over and over, piling on attorney fees and interest, which, of course, are paid before anything is applied to reduce the balance you owe.

🏦 Bank Account Levy.

Creditors can freeze and seize money from your checking or savings accounts — and they can repeat this process as often as they like. Even joint accounts (like with a parent) may be at risk.

📉 Credit Damage.

Judgments appear in the public records section of your credit report, making it harder to get approved for credit, housing, or even some jobs.

👀 Public Records.

Judgments are public, meaning employers, insurers, or even neighbors could access this information. Some insurance companies will even raise your rates because of judgments.

📝 Debtor’s Examinations.

You can be forced to appear at an attorney’s office and answer detailed questions under oath about your finances. Unlike criminal cases, you don’t have the right to remain silent. Refusing to appear could result in jail time.

✅ Your Options for Dealing With a Judgment.

At A Fresh Start Law, we don’t represent clients in the lawsuit itself — but once a judgment exists, we have several strategies to protect you and your assets:

💬 Paid Consultation.

Meet with Attorney Dorothy Bunce for clear, objective advice about your judgment, your rights, and your options. She’ll explain ways to protect your assets and minimize harm.

🤝 Debt Settlement.

We negotiate with creditors and their attorneys to settle judgments for less than the full balance. These negotiations often require attorney-to-attorney leverage that “debt consolidation companies” can’t provide because the creditor’s attorney knows that a nonattorney debt settlement company is toothless to prevent them from collecting their judgment.

⚖️ Bankruptcy.

Bankruptcy can:

• Eliminate most judgments.
• Stop garnishments and bank levies immediately.
• Remove judgment liens from your home or property in most situations.

Dorothy filed her first bankruptcy case in 1979 and has decades of experience using Bankruptcy to help Nevadans escape the crushing effects of judgments.

📅 Payment Agreements.

In certain situations, negotiating a realistic payment plan with a creditor may be the most effective short-term option. Dorothy will explain when this makes sense.

🚫 What Not to Do.

Trying to “hide” assets without legal advice — like transferring property into someone else’s name — can have criminal consequences. Please don’t take this risk! There are safe and legal strategies to protect yourself, and we’ll guide you through them.

🌟 Why Work With A Fresh Start Law?

👩‍⚖️ Attorney Dorothy Bunce has over 35 years of experience helping Nevadans escape debt and judgments.

💬 She has answered more than 30,000 debt-related questions online, earning a reputation as a trusted, approachable resource.

🤝 She focuses on real solutions — not one-size-fits-all promises.

✨ A judgment doesn’t mean the end of your financial life. With the right strategy, you can stop wage garnishments, protect your assets, and move forward with dignity.

📞 Call us today at (702) 551-3256 for your free consultation or request a same-day callback with Attorney Dorothy Bunce.

🤔 Court Judgments – Frequently Asked Questions

❓ What if I didn’t know I was sued?

Unfortunately, even if you weren’t aware of the lawsuit, once a judgment is entered, it isn’t easy to undo. Creditors only need to prove they followed the legal notice process. The good news: you still have options to stop collections, garnishments, and levies even after the judgment is final.

❓ Can Bankruptcy remove a judgment lien from my home?

Yes, in most cases. If the judgment is unsecured and interferes with your homestead rights, Bankruptcy can often avoid the lien and protect your property. Dorothy will review your specific situation to see if this applies to you.

❓ Can I go to jail for not paying a judgment?

Not for the debt itself, but you can face jail if you ignore a court order, such as failing to appear for a debtor’s examination. That’s why it’s essential to respond and seek legal advice promptly.

❓ How long does a judgment last?

In Nevada, a judgment is valid for 6 years. However, judgments can be renewed indefinitely, meaning they may hang over you for an eternity. Dorothy often says that Court judgments are like Vampires and enjoy a virtual immortality. That’s why many people ultimately turn to Bankruptcy or settlement rather than waiting it out.

❓ Will a judgment ruin my credit forever?

No. While judgments appear in the public records section of your credit report and hurt your score, resolving them (through settlement or Bankruptcy) is the first step to rebuilding. With the right guidance, many people begin to see credit improvement within six months.

❓ Can creditors keep garnishing me again and again?

Yes. Once the creditor has a judgment, creditors can renew garnishments repeatedly — sometimes before the current one even ends. That’s why it often feels like the debt will never be paid off. In addition, administrative expenses, such as legal fees, court costs, and interest charges, must be paid first before the principal balance is reduced. Bankruptcy or settlement is often the only way to break this cycle.

✨ Still worried about a judgment? Attorney Dorothy Bunce has decades of experience helping Nevadans stop garnishments, strip liens, and escape the crushing weight of judgments.

📞 Take the First Step Toward a Fresh Start

At A Fresh Start Law, solving debt problems isn’t just part of what we do — it’s our only business. Attorney Dorothy Bunce has over 35 years of experience helping Nevadans like you escape overwhelming debt and rebuild their lives with dignity.

✨ Whether your challenge is credit cards, medical bills, business debts, judgments, foreclosure, or even tax problems, there is a solution. And you don’t have to figure it out alone.

✅ Why Choose A Fresh Start Law?

• 👩‍⚖️ Experienced Las Vegas bankruptcy & debt attorney since 1979
• 💬 Answered more than 30,000 debt questions online — proving Dorothy’s dedication to clear, helpful advice
• 🤝 Compassionate, judgment-free guidance tailored to your unique situation
• 🌟 Same-day callbacks and free initial consultations

📲 Ready for Relief?

📞 Call us today at (702) 551-3256

💬 Or request a same-day callback from our team

🗓️ Schedule a free, confidential consultation with Attorney Dorothy Bunce

✨ You Deserve a Fresh Start — Let’s make it happen together.