Understanding the Bankruptcy Process
Understanding the Bankruptcy process may seem overwhelming. But, Las Vegas Bankruptcy Attorney Dorothy Bunce at A Fresh Start Law has over 35 years of legal experience. Attorney Dorothy can make your experience almost painless because she has been through it many times.
Still, avoiding complications in your Bankruptcy requires you to understand what is happening. Without this, you may assume something that isn’t true and put yourself in jeopardy. And going through a Bankruptcy without understanding how the process works can be stressful, even if you completely trust your Attorney. Most people want to know what will happen to them during their Bankruptcy case, when it will happen, and obtain a general understanding of how much time each step of the process takes.
Contact us now at (702) 551-3256 to schedule a complimentary consultation with our experienced bankruptcy attorney, Dorothy Bunce, in Las Vegas.
Details of the Bankruptcy Process
At A Fresh Start Law, we understand both Chapter 7 and Chapter 13 bankruptcy law. But you probably don’t. So when you hire A Fresh Start Law to represent you in Bankruptcy Court, we don’t just throw a stack of paperwork at you and say, “fill these out.” Instead, the Attorney and the legal team go over each question on the Bankruptcy paperwork with you to explain the question thoroughly and why each answer you provide is vital. A Fresh Start Law takes this extra care with your case to prevent you from an unintentional misunderstanding that might cause problems in your case. You can rely on the entire A Fresh Start Law team to be here for you when you need us, answering your questions and addressing your concerns.
In summary, the Chapter 7 Bankruptcy process includes:
- Consult with and retain the Bankruptcy lawyer. Before accepting your case, Attorney Dorothy at A Fresh Start Law looks at whether Bankruptcy is your best choice or if you are eligible to file. The amount of your debt and whether you have assets that are at risk of being lost are, of course, crucial factors in this assessment.
- Complete the mandatory pre-bankruptcy evaluation at www.cricketdebt.com. Use attorney code 687098 to sign up, avoiding the $24 fee, and share the information with the law firm.
- Gather your financial documents, including income records (pay stubs), tax returns, and bank statements.
- The Attorney prepares your case. Then you review and correct any incomplete, incorrect, or missing answers.
- The Attorney files your Bankruptcy case.
- The Attorney will take any necessary steps to enforce the automatic stay to prevent garnishment, foreclosure, or creditor harassment.
- The Attorney prepares a Trustee Questionnaire for you to complete and sign. You also give your Attorney updated bank records and any other documents the Trustee assigned to manage your case requests.
- You and the Attorney attend the Trustee meeting, also known as the Meeting of Creditors, which is usually held approximately 30 days after your case is filed. These meetings are held through Zoom, an online video conferencing service. You may attend the meeting from home, work, or on the road, but most of our clients prefer to come into the office to have the Attorney sitting next to them.
- When your Discharge arrives, which, in a Chapter 7, is about 60 days after your Trustee Meeting, your Attorney will provide you with instructions on rebuilding and repairing your credit. If you are in a Chapter 13, the Discharge will be issued after you complete making your Plan payments, prepare a final report for the Trustee, and after your Trustee submits an audit of your case to the Court.
A Fresh Start Law is here to help when you are overwhelmed by debt. Since Bankruptcy has many unwritten rules and procedures, using our skilled and knowledgeable legal team is invaluable. We also consider whether Bankruptcy is right for you, even if the result is that you pay us nothing.
If you have any other questions about the Bankruptcy process, please don’t hesitate to ask us at any time during your case.
