🛡️ Asset Protection Lawyer in Las Vegas, NV.

🌟 What Is Asset Protection?

Nevada offers some of the strongest exemption laws in the country — special rules that protect certain belongings you own from being seized by creditors, even if there’s a court order against you. Compared to most states, Nevada’s laws are generous.

But here’s the catch: implementation of these laws is narrow and the procedures are tricky. If you don’t follow them carefully, you could lose your rights. That’s why working with an experienced asset protection attorney in Las Vegas is so important.

❓ What If I Own Something That Isn’t Protected?

It’s natural to want to protect your belongings — but taking matters into your own hands can backfire. Moving assets around without proper legal advice could even cross the line into fraud.

⚠️ As attorneys often say: “Never trade a debt for a felony.”

Before you make a move that could hurt you, let us guide you safely. Attorney Dorothy Bunce has decades of experience helping Nevadans protect their property while staying within the law.

⚖️ How Creditors Can Take Your Property.

In most cases, creditors need to sue you and win in court before they can garnish wages, seize bank accounts, or place liens on property. With a court judgment, law enforcement can step in to take property — unless you actively claim your exemption rights.

But there are special debts where creditors don’t need a court order. These include:

• 🏠 Mortgages, auto loans & title loans – secured debts tied to your property.
• 🏦 Bank & credit union accounts – fine print often permits them to take funds directly from your account without any warning.
• 🏘️ HOA dues – “super-priority” laws allow HOAs to foreclose without court involvement.
• 👨‍👩‍👧 Child support & alimony – court-ordered obligations that allow garnishment or intercepts on property, such as social security benefits, that the law otherwise protects.
• 🎰 Casino markers – in Nevada, failing to pay is treated like writing a bad check (a crime).
• 🧾 IRS & tax debts – tax authorities can seize nearly anything you own without a court order.

🔑 Why Asset Protection Matters.

Exemption laws aren’t just about stopping creditors. They also determine:

• Which type of bankruptcy (if any) fits your situation?
• Can you solve debt problems without filing bankruptcy?
• How much of your property can you legally keep?

Overlooking assets (like out-of-state property, investment accounts, or jointly titled property with family) can be devastating. Creditors won’t overlook them — and neither should you.

👩‍⚖️ Why Choose Dorothy Bunce?

With more than 35 years of experience, Attorney Dorothy Bunce knows Nevada’s exemption and asset protection laws inside and out. She’s lived through financial hardship herself, so she understands the stress her clients are under.

At A Fresh Start Law, you’re not just getting legal guidance — you’re getting a trusted advocate who will:

• ✅ Review your situation carefully.
• ✅ Explain your options in plain English.
• ✅ Protect your property wherever possible.
• ✅ Stand by your side through the entire process.

❓ Asset Protection in Nevada – FAQs.

👉 🚗 Can creditors take my car in Nevada?

It depends. If you’re still paying off a car loan, the lender can repossess it if you don’t make the payments. But if your car is paid off, Nevada’s exemption laws usually protect a large portion of its value. Attorney Dorothy Bunce can help you understand exactly how much is protected in your situation.

👉 💳Does Nevada protect my bank account from creditors?

Not always. While exemption laws can protect some money, banks and credit unions often have the right (hidden in your account agreement) to take funds directly if you owe them money, a practice known as set-off. ⚠️ And depending on the sources of money in the account, there may be a problem protecting the contents of your bank account under a legal doctrine called co-mingling, which is mixing money from various sources, whether legally protected or not, into a single bank account. In addition, the law usually isn’t sufficient to protect all the money you might have in your bank account. And to use the laws to protect your bank account requires quickly jumping through some confusing legal hoops.

👉 🏠 Can creditors take my home in Nevada?

Nevada’s homestead exemption can protect a large amount of equity in your home, but only if you’ve claimed it correctly. Without filing the proper paperwork, you may lose this legal protection. 

👉⚖️ Can the IRS or state tax collectors take my property?

Yes. Tax debts are powerful, and Nevada’s exemption laws can’t stop the IRS or state tax authorities. They can garnish wages, seize bank accounts, and even place liens on your home. That’s why legal guidance is critical if you’re behind on taxes. 

👉 💰 What if I transfer assets to protect them?

Transferring assets to family or friends to protect them from creditors is dangerous. Moving property out of your name is often considered a criminal offense called “fraud.” Always talk to an attorney before taking this step — it’s safer and smarter. Even when a crime is considered to be “white collar,” going through a public trial and serving time in prison is never worth it!

📞 Still have questions? Call (702) 551-3256 or schedule a free consultation with Dorothy Bunce, an experienced asset protection lawyer in Las Vegas.

💬 Take Control of Your Financial Future.

The sooner you act, the more options you’ll have to protect your assets. Don’t wait for creditors to seize your property.

📞 Call (702) 551-3256 today or request a free consultation online to learn how asset protection in Nevada can safeguard your future.